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General Litigation Counsel
If you have been sued or need advice about filing a lawsuit, general litigation services are provided.
Call for a free telephone consultation and speak directly with attorney Michael Doukas at 858-876-8485.
Problems with a Debt Collector, Creditor or Consumer Financial Transaction
Harassed by a debt collector or creditor concerning payment of a credit card, loan, or other money debt?
Victim of identity theft and a collection agency wants payment from you without addressing your problem?
Credit report dispute you cannot resolve on your own?
Problem with a used car purchase or other consumer transaction?
You may have rights that are being violated that can be enforced in federal or state court. You may be entitled to have a debt cancelled, corrections made to your credit report, actual damages, statutory damages, and attorney fees and costs paid by the defendent. I sue under the federal Fair Debt Collection Practices Act (FDCPA), the California FDCPA (The Rosenthal FDCPA), California’s Identity Theft Statute (Civil Code §§1798.92 et seq.), California's Credit Reporting Agencies Act (Civil Code §§1785 et seq.), and other federal and state law.
Call for a free telephone consultation and speak directly with attorney Michael Doukas at 858-876-8485.
Sued for Money in San Diego Superior Court
Sued in California Superior Court over a credit card or other money debt?
Want a lawyer to represent you or help doing it yourself?
Victim of identity theft and creditor still insists you are liable?
Don't default on any lawsuit by failing to file a proper and timely response on court approved forms or pleadings drafted for your case, or you waive your rights. A letter to the court will not be filed and will NEVER protect your rights. Don't count on debt consolidation firms to file a response for you. Check your agreement. They usually are not lawyers, say so, and exclude handling any kind of on-going lawsuit. Find a licensed attorney to address your needs when sued in a court of law.
Even if you must pay, it is often possible to set up a repayment plan that stops the interest and avoids having a judgment on your credit report for 10 years. It is also possible to get a discounted settlement if you can make a one-time payment.
If you are the victim of identity theft, it is possible to file a cross-claim against the Plaintiff under California Civil Code §§1798.92 et seq. You may not owe anything.
You may have any number of defenses to the lawsuit or the debt collector may not have the evidence to make their case. Usually consumers are at a loss to deal with the collector or the court. Find out. Attorney rates tailored to the amount demanded.
A number of options are available. If you prefer to represent yourself, Attorney Doukas can prepare documents for you (Limitrf Civil only), advise you, make special appearances for you, or even defend you at trial, for a fee tailored to your need, on a task-by-task basis. Or, Attorney Doukas can be your attorney of record through settlement or trial and judgment.
Call for a free telephone consultation and speak directly with attorney Michael Doukas at 858-876-8485.
Legal Services Available for Consumer Problems
Legal counsel, representation, and litigation services
Document preparation for consumers representing themselves when sued for a debt (Limited Civil only)
Flat fee settlement representation when sued for money
Flat fee demands to undue problem used car purchases
Defense when sued by a collection agency or creditor for money
Wrongful repossessions and other problems with auto dealer and finance companies for both purchases and leases
Debt collection abuse and harassment under the federal Fair Debt Collection Practices Act (FDCPA) and The Rosehthal FDCPA (California's FDCPA)
Credit reporting problems resolved through negotiation and litigation
Identity theft counsel, resolving liability issues with creditors and debt collectors amicably or by suing to protect the victim
Unfair and deceptive acts and practices under California's Consumer Legal Remedies Act and Unfair Competition Law
Truth in Lending disclosure problems
Attorney Michael Doukas is on the highly-regarded lawyer referral panels of the North County Bar Association and the San Diego County Bar Association.
Call for a free telephone consultation and speak directly with attorney Michael Doukas at 858-876-8485.
Attorney services are billed by the hour plus costs, or on a contingency fee basis plus costs for many plaintiffs. Flat fee consultations of an hour or two are also available for clients who want periodic or one-time advice without commitments.
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